Terms of Service

StockSetupLists.com (the “Service”) is an informational and educational tool that publishes daily end-of-day technical analysis of US-listed stocks and ETFs. The Service scans daily price bars for chart patterns (“setups”), ranks them by a quality score, and presents the results alongside an AI-generated market digest. The Service is operated by Zero Vector Apps LLC (“we,” “us”).

Nothing on the Service is investment advice, a recommendation to buy or sell any security, a solicitation, or a personalized financial plan. The setups, quality scores, market digests, and any other content published by the Service are produced by automated algorithms and AI models. They do not take into account your investment objectives, financial situation, risk tolerance, tax position, or any other personal circumstance.

To be specific about what the Service is and is not:

• Quality scores are algorithmic outputs derived from chart pattern characteristics. They are not analyst ratings, not target prices, and not statements about the merit of a security.
• Setup labels (Breakout, Bull Flag, Uptrend Pullback, Mean Reversion, Breakdown, Downtrend Rip) are pattern observations applied by an algorithm. They are not buy or sell recommendations and not predictions about future price.
• The AI market digest is a summary of what the algorithm found that day, written by a large language model. It is not investment research, not analyst opinion, and not a recommendation. It does not reflect human editorial judgment about any security.

We are not registered as an investment adviser, broker-dealer, or financial planner. The Service is provided as a general information service. Before acting on anything you see here, you should consult a registered investment adviser or other licensed professional who can evaluate your individual situation.

The market digest and any narrative summaries are generated by large language models. They may contain factual errors, omissions, stale references, or hallucinated detail. We employ guardrails to reduce these failure modes but cannot eliminate them. You should independently verify any specific claim before acting on it.

Trading and investing in securities involves substantial risk of loss, including the loss of your entire investment. Past performance of any pattern, strategy, or asset is not indicative of future results. Technical analysis is one of many possible frameworks for evaluating markets and is not a predictor of price. You alone are responsible for any investment decisions you make.

You must be at least 18 years old and legally able to enter into contracts to use the Service. You are responsible for maintaining the security of your account credentials and for all activity under your account. Notify us promptly if you suspect unauthorized use.

Sanctions and export controls. By using the Service, you represent and warrant that (a) you are not located in, organized under the laws of, or a resident of a country or territory subject to comprehensive US economic sanctions (currently including Cuba, Iran, North Korea, Syria, and the Crimea, Donetsk, and Luhansk regions of Ukraine), (b) you are not identified on any US government list of restricted or prohibited parties (including the OFAC Specially Designated Nationals list), and (c) you will not use the Service in violation of any US, state, or foreign export-control, sanctions, or anti-money-laundering laws.

Access to certain features may require a paid subscription. Subscription terms, pricing, billing cycles, free-trial conditions, and cancellation rules will be described on the pricing page at checkout. Subscriptions renew automatically unless cancelled in accordance with the disclosed process. We reserve the right to change pricing prospectively with reasonable notice; rate changes will not apply to existing subscribers whose subscriptions remain continuously active, except as required by law.

Service credits for extended outages. The Service depends on third-party market data and cloud infrastructure, and we do not guarantee uninterrupted availability. If a Service-side issue (including a failure of our upstream market-data provider that we are unable to work around) prevents publication of the daily setup list and AI digest for three (3) or more consecutive US trading days, we will, on request submitted within thirty (30) days of the affected period, apply a pro-rated service credit equal to the number of affected trading days to your next billing cycle. Service credits are the sole and exclusive remedy for any period of non-publication. They are not redeemable for cash, do not stack across overlapping incidents, and do not apply to (a) scheduled maintenance announced in advance, (b) outages caused by force majeure events (broader internet outages, exchange closures outside of normal US market holidays, regulatory action, natural disaster, war, or similar events outside our reasonable control), or (c) any non-publication arising from your breach of these terms or from suspension or termination of your account.

Refunds. Except as required by applicable consumer-protection law, paid subscription fees are non-refundable. The service-credit mechanism above is intended to address the bounded, foreseeable risk of dependency on third-party data providers.

You agree not to:

• Resell, republish, or commercially redistribute the Service's output (lists, scores, digests) without our written consent.
• Scrape, mirror, or systematically extract data beyond the published API rate limits.
• Use the Service to develop a competing product or to train a machine-learning model.
• Reverse engineer, decompile, or attempt to derive the source code of the Service.
• Use the Service in any manner that violates applicable law or the rights of others.

Market data is sourced from Intrinio. We pass through that data without warranty as to its accuracy, completeness, or timeliness. Data feeds occasionally have gaps, corrections, or errors that may affect a given day's output.

THE SERVICE IS PROVIDED “AS IS” AND “AS AVAILABLE,” WITHOUT WARRANTY OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, ACCURACY, OR UNINTERRUPTED OPERATION.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, IN NO EVENT WILL ZERO VECTOR APPS LLC, ITS OFFICERS, EMPLOYEES, OR AFFILIATES BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR FOR ANY LOSS OF PROFITS, REVENUES, DATA, OR TRADING LOSSES, ARISING OUT OF OR RELATING TO YOUR USE OF THE SERVICE, WHETHER BASED ON CONTRACT, TORT (INCLUDING NEGLIGENCE), STRICT LIABILITY, OR OTHERWISE, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. OUR AGGREGATE LIABILITY FOR ANY CLAIM ARISING OUT OF THE SERVICE WILL NOT EXCEED THE GREATER OF (A) THE AMOUNTS PAID BY YOU TO US FOR THE SERVICE IN THE TWELVE MONTHS PRECEDING THE CLAIM AND (B) ONE HUNDRED US DOLLARS ($100).

You agree to indemnify and hold harmless Zero Vector Apps LLC from any claim, loss, or expense arising out of your breach of these terms or your misuse of the Service.

We may update these terms from time to time. Material changes will be announced on the Service and will take effect on the updated effective date shown above. Your continued use of the Service after changes take effect constitutes acceptance.

We may suspend or terminate your access to the Service at any time, with or without cause, including for breach of these terms. You may cancel your account at any time through your account settings or by contacting us.

Governing law. These terms are governed by the laws of the State of Florida, without regard to conflict-of-laws principles.

Binding individual arbitration. Any dispute, claim, or controversy arising out of or relating to these terms or the Service — whether based in contract, tort, statute, fraud, misrepresentation, or any other legal theory — will be resolved by binding arbitration administered by the American Arbitration Association (AAA) under its Consumer Arbitration Rules, or by JAMS under its Streamlined Arbitration Rules, at your election. The arbitration will be conducted in English, in Palm Beach County, Florida (or by telephone/video at your option), by a single arbitrator. The arbitrator's decision will be final and binding, and judgment on the award may be entered in any court of competent jurisdiction.

CLASS-ACTION AND JURY-TRIAL WAIVER. YOU AND ZERO VECTOR APPS LLC EACH AGREE THAT ANY DISPUTE WILL BE BROUGHT IN AN INDIVIDUAL CAPACITY ONLY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS, COLLECTIVE, CONSOLIDATED, OR REPRESENTATIVE PROCEEDING. THE ARBITRATOR MAY NOT CONSOLIDATE CLAIMS OR PRESIDE OVER ANY FORM OF CLASS OR REPRESENTATIVE PROCEEDING. YOU AND ZERO VECTOR APPS LLC EACH WAIVE ANY RIGHT TO A TRIAL BY JURY.

Exceptions. Either party may bring an individual claim in small-claims court if the claim qualifies, and either party may seek injunctive or equitable relief in court for actual or threatened infringement of intellectual property rights.

Venue for non-arbitrable matters. For any dispute not subject to arbitration, the parties consent to the exclusive jurisdiction and venue of the state and federal courts located in Palm Beach County, Florida.

Opt-out. You may opt out of this arbitration agreement by sending written notice to support@zerovectorapps.com within 30 days of first accepting these terms. Your notice must include your name, the email associated with your account, and a clear statement that you are opting out of arbitration. Opting out will not affect any other provision of these terms.

Questions about these terms: support@zerovectorapps.com .